Even the most careful drivers can end up with an unsightly scratch on their ride, perhaps through no fault of their own. If you tend to park on the street, or like to go off-road, it's only a matter of time until you'll get dinged.
They might seem like a minor inconvenience to some people, but even small scratches and dents are hard to ignore, especially when they're eating into your resale value.
Keeping a car in pristine condition can add $5000 to $10,000 to its resale value, meaning that even little scratches and dents can cost you big bucks down the track.
It's not just cosmetic, as breaking the paint's protective layer exposes the metal to moisture and debris that can cause rust and corrosion. This means ignoring even little scratches can lead to costly, more extensive repairs in the long run.
Unfortunately, even minor repairs aren't cheap, especially when some body shops like to price gouge on scratch repairs to make a quick buck. Your car might sit idle in the shop for days before they get around to actually fixing it.
If you're going through insurance, you'll likely get slugged somewhere between $500 and $1000 in excess just for making a claim. After which, you'll lose your no-claim bonus and perhaps see your insurer jack up your premiums.
That's a tough pill to swallow, especially when money is tight and everyone is looking to stretch their dollars further.
This is why a Scratch & Dent subscription service can make a lot of financial sense. You pay one low monthly fee for unlimited repairs to get your car looking good as new, without needing to worry about inflated panel shop prices or excess fees and premium hikes from your insurer.
You don't even need to take time out of your day to take your car into the shop, not if you opt for a Scratch & Dent subscription service, which sends mobile technicians to your home or workplace without a call-out fee.
So if a shopping trolley dings your door in the car park, or someone backs into your car without even leaving a note, you can relax knowing that you're not up for thousands to get it repaired.
Assure Scratch & Dent is Australia's first subscription-based car scratch & dent repair service. It's like the ultimate scratch & dent insurance policy for your car – offering unlimited repairs and avoiding the shock of insurance excess fees, all while protecting your car's condition and resale value.
Members pay $45 per month, which ensures that technicians are always on call to come to your home or office to fix scratches and dents – all without the hassle of insurance claims, excess payments or hidden fees. Technicians are available in most capital cities, with most jobs finished in under two hours.
There is also a $35 per month starter option. However, then you're up for a $50 call-out fee when you need a visit from a technician.
Assure Scratch & Dent was inspired by the need to shake up Australia's outdated scratch repair market, says spokesperson Amanda Pratley.
"Car owners were paying ridiculous fees, waiting days for repairs and losing money when they sold their cars. We wanted to fix all of that – literally," Pratley says.
Assure Scratch & Dent brings an entire repair shop to your door with a lifetime guarantee on all work, without ever involving your insurance company.
Repairs extend from scuffs and minor dents to deep scratches and windscreen chips. Even mirror, wheel and interior repairs are covered. All with perfect colour matching by experts, so everything looks as good as new again, with no peeling or fading.
Organising repairs is simple: just snap a few photos of the damage and submit them with your repair request form online. With no need to go through insurance or get multiple quotes, your car will look good as new in no time.
Only new damage is covered from when you take out your membership but, to sweeten the deal, as a member you are entitled to up to 50% off any repairs to pre-existing damage. This way you can affordably get your car back to showroom condition and then be protected for the future.
Don't get taken for a ride by insurance companies and repair shops looking to take you to the cleaners. Assure's Scratch & Dent service can save you thousands, while ensuring your car looks like it just rolled off the showroom floor.
